Why Pre-Qualification is Important

	Looking for mortgage advice? We will be glad to assist you! Give us a call today at 3103737406. Want to get started? Apply Here.

Even if you've not so much as picked out homes to visit yet, it's advantageous to visit with your mortgage pro first. What for? How can we help before you have made your offer, and do not yet know how much you need to borrow?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you will qualify for. This process outlines your financial situation - your debts, income, career, and down payment money, among other things. It's short and basic; We keep the paperwork light.

At the point you are considered eligible, we will prove our confidence in your ability to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

Various advantages open to you once you've found your new house, and have achieved pre-qualification power. First, it helps you know how much you're able to offer. More important to the current home owner, your pre-qualification is like your having walked into their front door with a bag full of cash ready to make the deal! They will not need to be concerned they are wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't cause them concern. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you find out the amount you can afford in monthly payments you can fit in your budget, and the loan amount you will qualify for. During this process, we calculate your borrowing capacity - analyzing your job, available money for down payment, existing debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

It is important to sit down and talk with us, even though you are welcome to also try the helpful mortgage calculator tools on our site. For one thing, you'll want a Pre-Qualification Letter! Then, we will make sure we have the right mortgage program for you. Let us help you get started: Contact us at 3103737406.

Have questions about pre-qualifying? Call us at 3103737406. It's our job to answer pre-qualification questions, so we're happy to help!